Investment Policy

Cortex assists pension plan fiduciaries in developing Investment Policy Statements which set out the guidelines for the management of the pension fund. Accordingly, the Investment Policy may address:

• Fund goals and objectives
• Long-term asset mix policy
• Asset allocation and rebalancing
• Investment limits and constraints
• Other investment policies - derivatives, currency hedging, etc.
• Investment manager structure
• Performance measurement and evaluation
• Selection and termination of investment managers

Investment Philosophy: Statement of Investment Principles & Beliefs (SIP&B)

Cortex works with plan fiduciaries to assist them in explicitly identifying their basic assumptions with respect to pension investments and documenting them in a Statement of Investment Principles and Beliefs (SIP&B). By doing so, pension plan fiduciaries can build a strong consensus on funding and investment matters, thus enhancing the plan governance and management process, and generating in turn the potential for superior performance.

Cortex works with plan fiduciaries to determine their beliefs in the following key areas:

• Fund Mission
• Risk Management
• Asset Mix Policy
• Investment Management
• Performance Evaluation

Should you require any further information regarding these services, please do not hesitate to contact us.